Checking Accounts

Checking fees got you down? Just say "No!" Our easy start checking account won't earn you interest, but it will earn you the power to say "No!" No monthly fees. No restrictions. No per-check charges. No minimum balance and no limit to the number of checks you can write. Prepare to enter no-hassle, no-nonsense, checking nirvana. Apply for a checking account today!

Make your pennies pay! With smart start checking, you can earn high yield interest on the cash in your checking account. Just keep a balance of $750 or more*, and watch your funds flourish. You'll also get unlimited check writing with no per check charge. Now that's smart.

You can order checks directly from Harland Clarke's Check reorder express.

Say "hello" to your financial fairy godmother. So you needed a little retail therapy? Or, maybe you took a short holiday from balancing your checkbook. Nobody's perfect, and with NFCU's overdraft protection, you don't have to be. With 3 months of continuous employment and a $10 credit report fee, on approval of credit we'll give you a fee-free, low-interest loan to cover you during the occasional financial funk.