Accounts, Loans & Credit
VISA Rates & Fees
Annual Percentage Rate (APR) for purchase, cash advances, balance transfers & convenience checks
Rates |
*APR |
| Classic | 14.75% APR |
| Gold | 12.90% APR |
| Platinum | 9.90% APR |
Other APR's |
*APR |
| Penalty APR | 18%* see below |
| Annual Fee | None |
| Grace Period for repayment of balance purchases | 25 Days |
| Method of computing the balance for purchases | Average Daily Balance (including new purchases) |
| Cash Advance Set-Up Charge - Classic | None |
| Cash Advance Set-Up Charge - Platinum | 2% ($25 Maximum), No Fee for convenience checks or Balance Transfer Checks |
| VISA Card Replacement Fee | $10 |
| Late Payment Fee | 5% of Minimum Payment Due ($30 minimum) |
| Over-limit Fee | $15 |
| Per Transaction Fee | None |
| Minimum Finance Charge | None |
| Returned Check Charge | $25 |
*If failure to pay within 60 days the required minimum payment and the finance charge on purchases, cash advances, convenience checks & balance transfers shall increase to 1.5% per month (Annual Percentage Rate of 18%) until the later judgment of the termination of this agreement or all amounts due us are paid whether before or after judgment.
The information about credit card costs described here is accurate as of 9/1/02. To find out if changes may have occurred, call Nordstrom Credit Union at tie line 8-861-2900 or (206) 774-2900 direct.
The information about credit card costs described here is accurate as of 9/1/02. To find out if changes may have occurred, call Nordstrom Credit Union at tie line 8-861-2900 or (206) 774-2900 direct.
