What makes a credit union different than a bank? It's simple. Credit unions are nonprofit, member-owned organizations. That means that you are a part owner of any credit union that you're a member of. Unlike banks, who are for-profit entities, credit unions "pay" their member owners in the form of low interest rates and fees. It's simple...and it's gooooood.
Have you ever gotten an unsolicited email that looked an awful lot like it came from a company that you do business with, asking you to "click here and update your account information"? A word of advice...DON'T!! It's called phishing, and it's the latest e-scam. Some unsavory folks have figured out how to bamboozle unsuspecting web users into revealing their personal information - credit card numbers, checking account info, social security number - so that they can steal their identities (and their money). So if an email is unsolicited and looks suspicious, delete it. And if you're not sure, call the company and ask if they sent it. It'll only take a minute and it could save you a lot of heartache (and cash).
We hate math. As far as we're concerned, it's nothing but a dirty, four-letter word. On the other hand, we like money (which is a clean, five-letter word). But we are resigned to the fact that there are times in life when math and money go together. Financing your car is one of those times. Observe the following points: