Accounts, Loans & Credit
Fee Schedule
The Following Charges Have Been Authorized to Be Collected for Services Rendered by NFCU
DEPOSIT PRODUCTS |
|
|
Account Closure
(before 90 days) |
$10 |
| ATM/VISA Debit Card Replacement | $10 |
| ATM/VISA Debit Pin Replacement | $5 |
| Cash Machine Withdrawal | $1(6 free each month) |
| ATM Deposit Error | $5 |
| Check Cashing | $5 (savings only, under $100) |
| Non Sufficient Funds Deposit/Payment | $30 |
| Paid NSF Check or ACH | $28 |
| Savings Below Minimum $50 | $5 |
| Share Withdrawal Check | $3 (3 per month at no charge) |
|
Share Withdrawal
(check under $100) |
$1 |
| Incorrect Address/Returned Mail | $5 (quarterly) |
|
Smart Start Checking
(balances under $750) |
$4 |
|
Statement Copies
(3 per month at no charge) |
$2 |
| Research Account | $20 per hour |
|
Copy of Draft
(3 per month at no charge) |
$2 |
|
Legal Process
(orders to withhold, garnishments) |
$50 |
|
Internet Bill Payment
(free with Smart Start Checking) |
$5 per month |
| Overnight Mail Delivery | $25 |
| Overnight Mail, Saturday Delivery | $45 |
|
Share Withdrawal Stop Payment
(before 10 days) |
$5 |
|
Stop Payment
(check or ACH) |
$18 |
| Outgoing Wire Transfer | $20 |
| International Outgoing Wire | $35 |
| International Incoming Wire | $15 |
| Shared Branching/ATM Adjustment | $2 - $11 |
| Non Sufficient Funds Check or ACH | $28 |
| Membership Renewal | $10 |
| Account Printout | $3 |
| Account Closed Due to Non Sufficient Funds | $25 |
|
Annual IRA Fee
(Traditional, Roth, Educational) |
$20 |
| Inactive Checking | $4 |
| Privilege Pay Overdraft | $25 |
|
Inactivity Fee
Monthly. no activity for 24 months |
$2 |
SERVICES |
|
| Internet Banking | Free |
| Internet Check Image Retrieval | Free |
| Unlimited Check Writing | Free |
| Direct Deposit | Free |
| Speedy Line Bank by Phone | Free |
| Notary Service | Free |
| Shared Branching Transactions | Free |
| Overdraft Protection from Savings | Free* |
VISA PRODUCTS |
|
| VISA Credit Card Annual Fee | No Charge |
| VISA Late Fee | $25 |
| VISA Credit Card Immediate Replacement | $25 |
| VISA Platinum Credit Card Cash Advance | 2%, $25 maximum |
| VISA Replacement Credit Card | $10 |
| Visa Statement Copy | $10 |
CONSUMER LOAN PRODUCTS |
|
| Single Interest Auto Insurance | $50 |
| Vehicle Title Transfer | Varies State to State |
| Loan Payment Late Charge | $20 (15 days or more) |
| Real Estate Subordination Charge | $75 |
| Skip a Payment | $20 |
Fees last updated August 31, 2011
*Annual Percentage Rate
