Accounts, Loans & Credit

Fee Schedule

The Following Charges Have Been Authorized to Be Collected for Services Rendered by NFCU



Account Closure
(before 90 days)
ATM/VISA Debit Card Replacement $10
ATM/VISA Debit Pin Replacement $5
Cash Machine Withdrawal $1(6 free each month)
ATM Deposit Error $5
Check Cashing $5 (savings only, under $100)
Non Sufficient Funds Deposit/Payment $30
Paid NSF Check or ACH $28
Savings Below Minimum $50 $5 monthly
Share Withdrawal Check $3 (3 per month at no charge)
Share Withdrawal
(check under $100)
Incorrect Address/Returned Mail $5
Smart Start Checking
(balances under $750)
$4 monthly
Statement Copies
(3 per month at no charge)
Research Account $20 per hour
Copy of Draft
(3 per month at no charge)
Legal Process
(orders to withhold, garnishments)
Overnight Mail Delivery $25
Overnight Mail, Saturday Delivery $45
Share Withdrawal Stop Payment
(before 10 days)
Stop Payment
(check or ACH)
Outgoing Wire Transfer $20
International Outgoing Wire $35
International Incoming Wire $15
Shared Branching/ATM Adjustment $2 - $11
Non Sufficient Funds Check or ACH $28
Membership Renewal $10
Account Printout $3
Account Closed Due to Non Sufficient Funds $25
Annual IRA Fee
(Traditional, Roth, Educational)
Privilege Pay Overdraft $25
Inactivity Fee
No activity for 24 months, savings and/or checking
$2 monthly



Internet Banking Free
Internet Check Image Retrieval Free
Unlimited Check Writing Free
Direct Deposit Free
Speedy Line Bank by Phone Free
Notary Service Free
Shared Branching Transactions Free
Overdraft Protection from Savings Free
Online Bill Pay Free



VISA Credit Card Annual Fee No Charge
VISA Late Fee $25
VISA Credit Card Immediate Replacement $25
VISA Platinum Credit Card Cash Advance 2%, $25 maximum
VISA Replacement Credit Card $10
Visa Statement Copy $10



Single Interest Auto Insurance $50
Vehicle Title Transfer Varies State to State
Loan Payment Late Charge $20 (15 days or more)
Real Estate Subordination Charge $75
Skip a Payment $20
Fees last updated December 31, 2012
*Annual Percentage Rate
verified by Visa