A little more flexibility when it matters most
Sometimes you just need a little extra room in your budget. Whether you're planning your next vehicle or looking to lower your current payment, our limited-time anniversary offer can help.
Not a member yet? Learn more about becoming part of our credit union!
Celebrate 90 years with an offer built around you
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Bringing a loan from another lender?
You may be able to lower your rate and improve your monthly payment by refinancing with Nordstrom FCU. Our team will help you review your current loan and see what makes sense for you.
(Refinance offer applies to loans from other financial institutions.)
What to expect
Applying is simple. And you won’t be on your own. Our team will walk you through your options, answer your questions, and follow up along the way. You’ll always know what to expect.
*APR = Annual Percentage Rate. Promotional 0.90% APR discount applies to qualifying new, used, and refinanced auto loans from another financial institution. The 0.90% discount will be applied to your approved rate; not all applicants will qualify for the lowest rate. Rates, terms, and conditions are subject to credit approval and may vary based on creditworthiness, loan amount, term, and collateral. Offer valid through April 30, 2026, and may be changed or discontinued without notice. Membership eligibility required. Employees of Nordstrom FCU not eligible for this promotion. Interest will continue to accrue during the 90-day no-payment period. See credit union for full details. Federally insured by NCUA.
- Get the right ride at the right rate
- Competitive, fixed-rate loan on a new (or new-to-you) vehicle
- Wide range of terms customized to your situation
- Pre-approval available (for extra bargaining power at the dealership)
- Refinance your current vehicle to potentially lower your rate or payment
- Attentive, friendly service from start to finish
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Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly dividends earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificate Accounts
| Amount | Term | Type | Minimum Deposit to Open | Minimum Balance to Earn APY | APY* |
|---|---|---|---|---|---|
| $1,000+ | 6 Month | Fixed | $1,000.00 | $1,000.00 | 3.15% |
| $1,000+ | 9 Month | Fixed | $1,000.00 | $1,000.00 | 3.05% |
| $1,000+ | 12 Month | Fixed | $1,000.00 | $1,000.00 | 2.95% |
*APY = Annual Percentage Yield. Penalty for early withdrawal may apply. Certificate dividends are paid at maturity.
Credit Cards
| Product | APR* |
|---|---|
| Rewards | 10.50% - 17.50% |
| Traditional | 9.90% - 16.50% |
*APR = Annual Percentage Rate. For rates shown as a range, the Annual Percentage Rate (APR) will be based on applicant's credit qualifications.
Free Kasasa Cash Checking
| Balance | Rate | APY* |
|---|---|---|
| $0.00 to $25,000 | 3.9285% | 4.00% |
| $25,000+ | 0.25% | 4.00% to 1.00% |
| All balances if qualifications not met | 0.05% | 0.05% |
*APY = Annual Percentage Yield. Qualifications must be met.
Free Kasasa Saver
| Balance | Rate | APY* |
|---|---|---|
| $0.00 to $25,000 | 2.4718% | 2.50% |
| $25,000+ | 0.25% | 2.50% to 0.70% |
| All balances if qualifications not met | 0.05% | 0.05% |
*APY = Annual Percentage Yield. Qualifications must be met.
Holiday Club Account
| Type | Minimum Deposit to Open | Minimum Balance to Earn APY | APY* |
| Variable | $0.00 | $0.00 | 0.25% |
*APY = Annual Percentage Yield. Funds transferred to your Primary Savings Account each year on November 1st.
IRA Certificate
| Account | Amount | Term | Type | Minimum Deposit to Open | Minimum Balance to Earn APY | APY* |
|---|---|---|---|---|---|---|
| Roth IRA Certificate | $500+ | 12 month | Fixed | $500.00 | $500.00 | 3.25% |
| Traditional IRA Certificate | $500+ | 12 month | Fixed | $500.00 | $500.00 | 3.25% |
*APY = Annual Percentage Yield. Contribution limits and penalty for early withdrawal may apply. Certificate dividends are paid at maturity.
IRA Savings
| Account | Type | Minimum Deposit to Open | Minimum Balance to Earn APY | APY* |
|---|---|---|---|---|
| Roth IRA | Variable | $0.00 | $0.00 | 0.75% |
| Traditional IRA | Variable | $0.00 | $0.00 | 0.75% |
*APY = Annual Percentage Yield. Contribution limits may apply.
Money Market
| Amount | Type | Minimum Deposit to Open | Minimum Balance to Earn APY | APY* |
|---|---|---|---|---|
| $1,000 - $9,999.99 | Variable | $1,000 | $1,000 | 0.50% |
| $10,000 - $49,999.99 | Variable | $10,000 | $10,000 | 0.65% |
| $50,000 - $99,999.99 | Variable | $50,000 | $50,000 | 0.75% |
| $100,000+ | Variable | $100,000 | $100,000 | 1.00% |
*APY = Annual Percentage Yield. Federal Regulation D limits the number of transactions on Money Market Accounts. A combined maximum of six transfers per month per account can be made by following methods: Online transfers, telephone transfers, preauthorized transfers, ACH debits, or money market checks. Dividends on Money Market Accounts are calculated on the Average Daily Balance and paid monthly. Money Market account rates are subject to change monthly.
Primary Savings
| Type | Minimum Deposit to Open | Minimum Balance to Earn APY | APY* |
|---|---|---|---|
| Variable | $5.00 | $100.00 | 0.25% |
*APY = Annual Percentage Yield
Recreational Vehicles
| Product | APR* |
|---|---|
| New Recreational Vehicle1 | 7.47% - 16.75% |
| Used Recreational Vehicle1 | 7.47% - 16.75% |
| New Boat2 | 7.47% - 16.75% |
| Used Boat2 | 7.47% - 16.75% |
| Motorcycle | 7.47% - 17.75% |
| Other Motorized Vehicles3 | 7.47% - 17.75% |
*APR = Annual Percentage Rate. For rates shown as a range, the Annual Percentage Rate (APR) will be based on applicant's credit qualifications.
1Motorhome, Trailer, 5th Wheel and the like
2Recreational/Titled
3ATV, Snowmobile, Jet Ski and the like
Share Secured Loans
| Product | APR* |
|---|---|
| Savings Account | 3.50% above Share Rate |
| Certificate Account | 3.50% above Certificate Rate |
*APR = Annual Percentage Rate
Signature Loans
| Product | APR* |
|---|---|
| Debt Consolidation | 9.97% - 17.75% |
| Personal/Unsecured | 9.97% - 17.75% |
| 4 Seasons Loan1 | 7.97% |
*APR = Annual Percentage Rate. For rates shown as a range, the Annual Percentage Rate (APR) will be based on applicant's credit qualifications.
1New money only, up to $10,000, 24 Month Term
Vehicle Loan Rates
| Product | APR* |
|---|---|
| New Auto (2024 and newer) | 4.87% - 16.75% |
| Used Auto (2023 and older) | 5.87% - 17.75% |
*APR = Annual Percentage Rate. For rates shown as a range, the Annual Percentage Rate (APR) will be based on applicant's credit qualifications.
Youth Checking Account
| Balance | Rate | APY* |
|---|---|---|
| 0-$500 | 4.909% | 5.00% |
| $500.01+ | 0.00% | 0.00% |
*APY = Annual Percentage Yield
Youth Savings Accounts
| Balance | Rate | APY* |
|---|---|---|
| 0-$500 | 4.909% | 5.00% |
| $500.01+ | 0.10% | 0.10% |
*APY = Annual Percentage Yield