Earn 2X Points in November and December
- November 1st through December 31st, 2025, earn 2X points on all Rewards Card purchases. No activation required. Just use your card and watch your points add up fast!
Rewards Visa
- Earn 1 point for every dollar spent
- Redeem points for travel, merchandise, gift cards, statement credits, and more!
- Contactless or tap-to-pay payment options with a chip: Your credit card will allow you to hold your card to select card readers to make faster, more secure purchases.
Search for this icon at checkout to see if it’s tap-to-pay enabled:
- The latest in EMV chip technology: Your personal and card information is more secure thanks to the unique encryption of the chip.
- Digital wallet options: Once you've activated your new card, you’ll have access to add it to your Apple Pay, Google Pay, or Samsung Pay digital wallet.
- Range of rates based on creditworthiness
- No annual fee
- Increase your purchasing power
- Shop online or in-store virtually anywhere in the world
- Track spending and make payments online 24/7
- Easily replaced if lost or stolen
Visa Secure is Included
Visa Secure makes it easy to enjoy shopping online — by enhancing the safety and security of shopping online! There's no downloading, no software, no cost — just state-of-the-art security. And there's no need to enroll — it’s a benefit of your Visa card!
How it works: Visa has developed a program that helps confirm your identity when you make an online purchase. This service helps make shopping online more secure by protecting against unauthorized use of your Visa card. During an online purchase from your desktop, mobile, or other digital device, you may be guided through an extra check to verify your identity. This helps your issuer ensure you’re you and better protects you from fraud.
Traditional Visa
- Contactless or tap-to-pay payment options with a chip: Your credit card will allow you to hold your card to select card readers to make faster, more secure purchases. Search for this icon at checkout to see if it’s tap-to-pay enabled:
- The latest in EMV chip technology: Your personal and card information is more secure thanks to the unique encryption of the chip.
- Digital wallet options: Once you've activated your new card, you’ll have access to add it to your Apple Pay, Google Pay, or Samsung Pay digital wallet.
- No annual fee
- Range of rates based on creditworthiness
- Great for building credit
- Increase your purchasing power
- Shop online or in-store virtually anywhere in the world
- Track spending and make payments online 24/7
- Easily replaced if lost or stolen
- No-fuss and straightforward
Visa Secure is Included
Visa Secure makes it easy to enjoy shopping online — by enhancing the safety and security of shopping online! There's no downloading, no software, no cost — just state-of-the-art security. And there's no need to enroll — it’s a benefit of your Visa card!
How it works: Visa has developed a program that helps confirm your identity when you make an online purchase. This service helps make shopping online more secure by protecting against unauthorized use of your Visa card. During an online purchase from your desktop, mobile, or other digital device, you may be guided through an extra check to verify your identity. This helps your issuer ensure you’re you and better protects you from fraud.
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Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly dividends earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificate Accounts
| Amount | Term | Type | Minimum Deposit to Open | Minimum Balance to Earn APY | APY* |
|---|---|---|---|---|---|
| $1,000+ | 6 Month | Fixed | $1,000.00 | $1,000.00 | 3.65% |
| $1,000+ | 9 Month | Fixed | $1,000.00 | $1,000.00 | 3.35% |
| $1,000+ | 12 Month | Fixed | $1,000.00 | $1,000.00 | 3.00% |
*APY = Annual Percentage Yield. Penalty for early withdrawal may apply. Certificate dividends are paid at maturity.
Credit Cards
| Product | APR* |
|---|---|
| Rewards | 10.50% - 17.50% |
| Traditional | 9.90% - 16.50% |
*APR = Annual Percentage Rate. For rates shown as a range, the Annual Percentage Rate (APR) will be based on applicant's credit qualifications.
Free Kasasa Cash Checking
| Balance | Rate | APY* |
|---|---|---|
| $0.00 to $25,000 | 3.9285% | 4.00% |
| $25,000+ | 0.25% | 4.00% to 1.00% |
| All balances if qualifications not met | 0.05% | 0.05% |
*APY = Annual Percentage Yield. Qualifications must be met.
Free Kasasa Saver
| Balance | Rate | APY* |
|---|---|---|
| $0.00 to $25,000 | 2.4718% | 2.50% |
| $25,000+ | 0.25% | 2.50% to 0.70% |
| All balances if qualifications not met | 0.05% | 0.05% |
*APY = Annual Percentage Yield. Qualifications must be met.
Holiday Club Account
| Type | Minimum Deposit to Open | Minimum Balance to Earn APY | APY* |
| Variable | $0.00 | $0.00 | 0.25% |
*APY = Annual Percentage Yield. Funds transferred to your Primary Savings Account each year on November 1st.
IRA Certificate
| Account | Amount | Term | Type | Minimum Deposit to Open | Minimum Balance to Earn APY | APY* |
|---|---|---|---|---|---|---|
| Roth IRA Certificate | $500+ | 12 month | Fixed | $500.00 | $500.00 | 3.25% |
| Traditional IRA Certificate | $500+ | 12 month | Fixed | $500.00 | $500.00 | 3.25% |
*APY = Annual Percentage Yield. Contribution limits and penalty for early withdrawal may apply. Certificate dividends are paid at maturity.
IRA Savings
| Account | Type | Minimum Deposit to Open | Minimum Balance to Earn APY | APY* |
|---|---|---|---|---|
| Roth IRA | Variable | $0.00 | $0.00 | 0.75% |
| Traditional IRA | Variable | $0.00 | $0.00 | 0.75% |
*APY = Annual Percentage Yield. Contribution limits may apply.
Money Market
| Amount | Type | Minimum Deposit to Open | Minimum Balance to Earn APY | APY* |
|---|---|---|---|---|
| $1,000 - $9,999.99 | Variable | $1,000 | $1,000 | 0.50% |
| $10,000 - $49,999.99 | Variable | $10,000 | $10,000 | 0.65% |
| $50,000 - $99,999.99 | Variable | $50,000 | $50,000 | 0.75% |
| $100,000+ | Variable | $100,000 | $100,000 | 1.00% |
*APY = Annual Percentage Yield. Federal Regulation D limits the number of transactions on Money Market Accounts. A combined maximum of six transfers per month per account can be made by following methods: Online transfers, telephone transfers, preauthorized transfers, ACH debits, or money market checks. Dividends on Money Market Accounts are calculated on the Average Daily Balance and paid monthly. Money Market account rates are subject to change monthly.
Primary Savings
| Type | Minimum Deposit to Open | Minimum Balance to Earn APY | APY* |
|---|---|---|---|
| Variable | $5.00 | $100.00 | 0.25% |
*APY = Annual Percentage Yield
Recreational Vehicles
| Product | APR* |
|---|---|
| New Recreational Vehicle1 | 7.47% - 16.75% |
| Used Recreational Vehicle1 | 7.47% - 16.75% |
| New Boat2 | 7.47% - 16.75% |
| Used Boat2 | 7.47% - 16.75% |
| Motorcycle | 7.47% - 17.75% |
| Other Motorized Vehicles3 | 7.47% - 17.75% |
*APR = Annual Percentage Rate. For rates shown as a range, the Annual Percentage Rate (APR) will be based on applicant's credit qualifications.
1Motorhome, Trailer, 5th Wheel and the like
2Recreational/Titled
3ATV, Snowmobile, Jet Ski and the like
Share Secured Loans
| Product | APR* |
|---|---|
| Savings Account | 3.50% above Share Rate |
| Certificate Account | 3.50% above Certificate Rate |
*APR = Annual Percentage Rate
Signature Loans
| Product | APR* |
|---|---|
| Debt Consolidation | 9.97% - 17.75% |
| Personal/Unsecured | 9.97% - 17.75% |
| 4 Seasons Loan1 | 7.97% |
*APR = Annual Percentage Rate. For rates shown as a range, the Annual Percentage Rate (APR) will be based on applicant's credit qualifications.
1New money only, up to $10,000, 24 Month Term
Vehicle Loan Rates
| Product | APR* |
|---|---|
| New Auto (2023 and newer) | 4.87% - 16.75% |
| Used Auto (2022 and older) | 5.87% - 17.75% |
*APR = Annual Percentage Rate. For rates shown as a range, the Annual Percentage Rate (APR) will be based on applicant's credit qualifications.
Youth Checking Account
| Balance | Rate | APY* |
|---|---|---|
| 0-$500 | 4.909% | 5.00% |
| $500.01+ | 0.00% | 0.00% |
*APY = Annual Percentage Yield
Youth Savings Accounts
| Balance | Rate | APY* |
|---|---|---|
| 0-$500 | 4.909% | 5.00% |
| $500.01+ | 0.10% | 0.10% |
*APY = Annual Percentage Yield