Free Kasasa Cash Checking Learn More

Balance Rate APY*
$0.00 to $25,000 3.9285% 4.00%
$25,000+ 0.25% 4.00% to 1.00%
All balances if qualifications not met 0.05% 0.05%

*APY = Annual Percentage Yield. Qualifications must be met. 

Free Kasasa Saver Back to Top Learn More

Balance Rate APY*
$0.00 to $25,000 2.4718% 2.50%
$25,000+ 0.25% 2.50% to 0.70%
All balances if qualifications not met 0.05% 0.05%

*APY = Annual Percentage Yield. Qualifications must be met.

Primary Savings Back to Top Learn More

Type Minimum Deposit to Open Minimum Balance to Earn APY APY*
Variable $5.00 $100.00 0.25%

 

*APY = Annual Percentage Yield

Youth Checking Account Back to Top Learn More

Balance Rate APY*
0-$500 4.909% 5.00%
$500.01+ 0.00% 0.00%

*APY = Annual Percentage Yield

Youth Savings Accounts Back to Top Learn More

Balance Rate APY*
0-$500 4.909% 5.00%
$500.01+ 0.10% 0.10%

*APY = Annual Percentage Yield

Money Market Back to Top Learn More

Amount Type Minimum Deposit to Open Minimum Balance to Earn APY APY*
$1,000 - $9,999.99 Variable $1,000 $1,000 0.50%
$10,000 - $49,999.99 Variable $10,000 $10,000 0.65%
$50,000 - $99,999.99 Variable $50,000 $50,000 0.75%
$100,000+ Variable $100,000 $100,000 1.00%

*APY = Annual Percentage Yield. Federal Regulation D limits the number of transactions on Money Market Accounts. A combined maximum of six transfers per month per account can be made by following methods: Online transfers, telephone transfers, preauthorized transfers, ACH debits, or money market checks. Dividends on Money Market Accounts are calculated on the Average Daily Balance and paid monthly. Money Market account rates are subject to change monthly.

Holiday Club Account Back to Top Learn More

Type Minimum Deposit to Open Minimum Balance to Earn APY APY*
Variable $0.00 $0.00 0.25%

*APY = Annual Percentage Yield. Funds transferred to your Primary Savings Account each year on November 1st.

Certificate Accounts Back to Top Learn More

Amount Term Type Minimum Deposit to Open Minimum Balance to Earn APY APY*
$1,000+ 6 Month Fixed $1,000.00 $1,000.00 3.65%
$1,000+ 9 Month Fixed $1,000.00 $1,000.00 3.35%
$1,000+ 12 Month Fixed $1,000.00 $1,000.00 3.00%

*APY = Annual Percentage Yield. Penalty for early withdrawal may apply. Certificate dividends are paid at maturity.

IRA Certificate Back to Top Learn More

Account Amount Term Type Minimum Deposit to Open Minimum Balance to Earn APY APY*
Roth IRA Certificate $500+ 12 month Fixed $500.00 $500.00 3.25%
Traditional IRA Certificate $500+ 12 month Fixed $500.00 $500.00 3.25%

*APY = Annual Percentage Yield. Contribution limits and penalty for early withdrawal may apply. Certificate dividends are paid at maturity.

IRA Savings Back to Top Learn More

Account Type Minimum Deposit to Open Minimum Balance to Earn APY APY*
Roth IRA Variable $0.00 $0.00 0.75%
Traditional IRA Variable $0.00 $0.00 0.75%

*APY = Annual Percentage Yield. Contribution limits may apply. 

Vehicle Loan Rates Back to Top Learn More

Product APR*
New Auto (2023 and newer) 4.87% - 16.75%
Used Auto (2022 and older) 5.87% - 17.75%

*APR = Annual Percentage Rate. For rates shown as a range, the Annual Percentage Rate (APR) will be based on applicant's credit qualifications.

Recreational Vehicles Back to Top Learn More

Product APR*
New Recreational Vehicle1 7.47% - 16.75%
Used Recreational Vehicle1 7.47% - 16.75%
New Boat2 7.47% - 16.75%
Used Boat2 7.47% - 16.75%
Motorcycle 7.47% - 17.75%
Other Motorized Vehicles3 7.47% - 17.75%

*APR = Annual Percentage Rate. For rates shown as a range, the Annual Percentage Rate (APR) will be based on applicant's credit qualifications.

1Motorhome, Trailer, 5th Wheel and the like

2Recreational/Titled

3ATV, Snowmobile, Jet Ski and the like

Credit Cards Back to Top Learn More

Product APR*
Rewards 10.50% - 17.50%
Traditional   9.90% - 16.50%

*APR = Annual Percentage Rate. For rates shown as a range, the Annual Percentage Rate (APR) will be based on applicant's credit qualifications.

Signature Loans Back to Top Learn More

Product APR*
Debt Consolidation 9.97% - 17.75%
Personal/Unsecured 9.97% - 17.75%
4 Seasons Loan1 7.97%

*APR = Annual Percentage Rate. For rates shown as a range, the Annual Percentage Rate (APR) will be based on applicant's credit qualifications.

1New money only, up to $10,000, 24 Month Term

Share Secured Loans Back to Top

Product APR*
Savings Account 3.50% above Share Rate
Certificate Account 3.50% above Certificate Rate

*APR = Annual Percentage Rate

Rates effective as of {{ dynamic-date }}. Fees may reduce earnings. APY = Annual Percentage Yield. APR = Annual Percentage Rate