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With this account, we literally pay you to bank with us. And that makes us so, ridiculously happy.

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Key Features

  • No Monthly Maintenance Fee
  • High Dividends
  • Refunds on ATM Withdrawal Fees*
  • Free checking that pays high dividends
  • 4.00% APY* on balances up to $25,000
  • 4.00% to 1.00% APY on balances over $25,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Free digital banking, including:
    • Online banking
    • Mobile banking
    • eStatements
  • Free Visa® debit card
  • Surcharge-free ATMs available
  • Shared branching available
  • No minimum deposit to open

Earning Cash is Super Easy

And we mean easy. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements

That’s seriously it. And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Qualification Information: 

To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash with Kasasa Saver account during each Monthly Qualification Cycle:

• At least 12 debit card purchases 
• Be enrolled in and have agreed to receive e-statements rather than paper statements 

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. Visit www.nordcu.org or call our Member Services Department at 800.666.7328 for specific Monthly Qualification Cycle dates. 

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $25,000 in your Kasasa Cash account earn a dividend rate of 3.928% resulting in a non-compounding APY* of 4.00% and daily balances over $25,000 earn a dividend rate of 0.25% on the portion of the daily balance over $25,000, resulting in a non-compounding range from 4.00% to 1.00% APY depending on the account's daily balance. In addition, daily balances up to and including $25,000 in your Kasasa Saver account earn a dividend rate of 2.471% resulting in an APY of 2.50%; and daily balances over $25,000 earn a dividend rate of 0.25% on the portion of the daily balance over $25,000, resulting in a range from 2.50% to 0.70% APY depending on the Kasasa Saver account's daily balance. You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When your Kasasa Cash qualifications are not met, the dividend rate earned on the account's entire daily balance will be 0.05% resulting in a non-compounding APY of 0.05%. In addition, the entire daily balance in the Kasasa Saver account earns a dividend rate of 0.05% resulting in an APY of 0.05%. Dividends will be credited to your Kasasa Cash and Kasasa Saver accounts on the last day of the current statement cycle. 

*Note: When linked to a Kasasa Saver account, the dividends earned within the Kasasa Cash account do not compound since it, along with any nationwide ATM withdrawal fee reimbursements are, automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account balance is less than the transferred amount when the transfer occurs. 

*APY = Annual Percentage Yield. APYs accurate as of 02/01/2024. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. 

Additional Information: Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally insured by NCUA. Trademarks: Kasasa, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A

APYs accurate as of February 1, 2024.