This credit union is federally insured by the National Credit Union Administration. Fees are subject to change. Contact us for the most current information regarding fees. The following fees and charges are applicable to your account(s), services, and/or transactions as of 7/1/2017.
Membership Fees
| Type | Fee |
|---|---|
| Account Closure | $20 |
| Savings Below Minimum Monthly Balance | $5 |
| Payment or Deposit over Telephone from non-Nordstrom FCU Debit or Credit Card | $10 |
| Incorrect Address/Returned Mail | $5 |
Deposit Products & Services
| Type | Fee |
|---|---|
| Annual IRA Fee (Traditional, Roth, Educational) | $25 |
| ATM/Debit Card Replacement | $10 |
| Cash Machine (ATM withdrawal, 6 free per month) | $2 |
| ATM Deposit Adjustment | $20 |
| Shared Branching Adjustment | $20 |
| Non-Sufficient Funds Check or ACH | $30 |
| Returned Item Deposit/Payment | $30 |
| Paid Non-Sufficient Funds Check, ACH or POS | $30 |
| Courtesy Pay Overdraft | $30 |
| Smart Start Checking Below Minimum Monthly Balance | $5 |
| Statement Copies (each requested) | $5 |
| Research Account (one hour minimum) | $20 per hour |
| Legal Process (orders to withhold, garnishments, subpoenas) | $50 |
| Overnight Delivery | $34 |
| Overnight Saturday Delivery | $45 |
| Official Check Stop Payment | $25 |
| Stop Payment (check or ACH) | $25 |
| Outgoing Wire Transfer | $20 |
| International Outgoing Wire | $35 |
| International Incoming Wire | $15 |
| Inactivity Fee (savings and checking accounts after 12 months of inactivity) | $5 |
Credit Card & Loan Products
| Type | Fee |
|---|---|
| Credit Card Annual Fee | No Charge |
| Credit Card Late Fee | $30 |
| Credit Card Rush Fee | $35 |
| Credit Card Replacement | $10 |
| Credit Card NSF Payment | $25 |
| Single Interest Auto Insurance | $50 |
| Loan Payment Late Charge (15 days or more) | $25 |
| Skip a Payment | $30 |
| Real Estate Subordination Charge | $75 |
| Vehicle Title Transfer | Varies by State |
Complimentary Services
| Type | Fee |
|---|---|
| Internet Banking | Free |
| eStatements | Free |
| Internet Check Image Retrieval | Free |
| Online Bill Pay | Free |
| Unlimited Check Writing | Free |
| Direct Deposit | Free |
| Telephone Banking | Free |
| Notary Service | Free |
| Shared Branching Transactions | Free |
| Overdraft Protection from Savings | Free |