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This credit union is federally insured by the National Credit Union Administration. Fees are subject to change. Contact us for the most current information regarding fees. The following fees and charges are applicable to your account(s), services, and/or transactions as of 7/1/2017.

Membership Fees

Type Fee
Account Closure $20
Savings Below Minimum Monthly Balance $5
Payment or Deposit over Telephone from non-Nordstrom FCU Debit or Credit Card $10
Incorrect Address/Returned Mail $5

Deposit Products & Services 

Type Fee
Annual IRA Fee (Traditional, Roth, Educational) $25 
ATM/Debit Card Replacement $10 
Cash Machine (ATM withdrawal, 6 free per month) $2 
ATM Deposit Adjustment $20 
Shared Branching Adjustment $20 
Non-Sufficient Funds Check or ACH $30 
Returned Item Deposit/Payment $30
Paid Non-Sufficient Funds Check, ACH or POS $30 
Privilege Pay Overdraft $30 
Smart Start Checking Below Minimum Monthly Balance $5
Statement Copies (each requested) $5 
Research Account (one hour minimum) $20 per hour
Legal Process (orders to withhold, garnishments, subpoenas) $50
Overnight Delivery $34 
Overnight Saturday Delivery $45 
Official Check Stop Payment $25 
Stop Payment (check or ACH) $25 
Outgoing Wire Transfer $20
International Outgoing Wire $35 
International Incoming Wire $15 
Inactivity Fee (savings and checking accounts after 12 months of inactivity) $5 

Credit Card & Loan Products

Type Fee
Credit Card Annual Fee No Charge
Credit Card Late Fee $25
Credit Card Immediate Replacement $25
Credit Card Replacement $10
Visa® Platinum 9.9% Credit Card Cash Advance 2% ($25 maximum)
Credit Card NSF Payment $25
Single Interest Auto Insurance $50
Loan Payment Late Charge (15 days or more) $25
Skip a Payment $30
Real Estate Subordination Charge $75
Vehicle Title Transfer Varies by State

Complimentary Services

Type Fee
Internet Banking Free
eStatements Free
Internet Check Image Retrieval Free
Online Bill Pay Free
Unlimited Check Writing Free
Direct Deposit Free
Speedy Line Free
Notary Service Free
Shared Branching Transactions Free
Overdraft Protection from Savings Free