Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. See our website or contact one of our branch service representatives for specific Monthly Qualification Cycle dates.

Reward Information:
When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 5.00% cash back on up to a total of $200 in debit card purchases that post and settle to the account during that cycle period. A maximum of $10 cash back payments may be earned per Monthly Qualification Cycle. You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.

Additional Information:
Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally insured by NCUA.

Trademarks:
Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.

Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly dividends earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total dividends earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total interest paid $0

Certificate Accounts

Amount Term Type Minimum Deposit to Open Minimum Balance to Earn APY APY*
$1,000+ 6 Month Fixed $1,000.00 $1,000.00 3.65%
$1,000+ 9 Month Fixed $1,000.00 $1,000.00 3.35%
$1,000+ 12 Month Fixed $1,000.00 $1,000.00 3.00%

*APY = Annual Percentage Yield. Penalty for early withdrawal may apply. Certificate dividends are paid at maturity.

Credit Cards

Product APR*
Rewards 10.50% - 17.50%
Traditional   9.90% - 16.50%

*APR = Annual Percentage Rate. For rates shown as a range, the Annual Percentage Rate (APR) will be based on applicant's credit qualifications.

Free Kasasa Cash Checking

Balance Rate APY*
$0.00 to $25,000 3.9285% 4.00%
$25,000+ 0.25% 4.00% to 1.00%
All balances if qualifications not met 0.05% 0.05%

*APY = Annual Percentage Yield. Qualifications must be met. 

Free Kasasa Saver

Balance Rate APY*
$0.00 to $25,000 2.4718% 2.50%
$25,000+ 0.25% 2.50% to 0.70%
All balances if qualifications not met 0.05% 0.05%

*APY = Annual Percentage Yield. Qualifications must be met.

Holiday Club Account

Type Minimum Deposit to Open Minimum Balance to Earn APY APY*
Variable $0.00 $0.00 0.25%

*APY = Annual Percentage Yield. Funds transferred to your Primary Savings Account each year on November 1st.

IRA Certificate

Account Amount Term Type Minimum Deposit to Open Minimum Balance to Earn APY APY*
Roth IRA Certificate $500+ 12 month Fixed $500.00 $500.00 3.25%
Traditional IRA Certificate $500+ 12 month Fixed $500.00 $500.00 3.25%

*APY = Annual Percentage Yield. Contribution limits and penalty for early withdrawal may apply. Certificate dividends are paid at maturity.

IRA Savings

Account Type Minimum Deposit to Open Minimum Balance to Earn APY APY*
Roth IRA Variable $0.00 $0.00 0.75%
Traditional IRA Variable $0.00 $0.00 0.75%

*APY = Annual Percentage Yield. Contribution limits may apply. 

Money Market

Amount Type Minimum Deposit to Open Minimum Balance to Earn APY APY*
$1,000 - $9,999.99 Variable $1,000 $1,000 0.50%
$10,000 - $49,999.99 Variable $10,000 $10,000 0.65%
$50,000 - $99,999.99 Variable $50,000 $50,000 0.75%
$100,000+ Variable $100,000 $100,000 1.00%

*APY = Annual Percentage Yield. Federal Regulation D limits the number of transactions on Money Market Accounts. A combined maximum of six transfers per month per account can be made by following methods: Online transfers, telephone transfers, preauthorized transfers, ACH debits, or money market checks. Dividends on Money Market Accounts are calculated on the Average Daily Balance and paid monthly. Money Market account rates are subject to change monthly.

Primary Savings

Type Minimum Deposit to Open Minimum Balance to Earn APY APY*
Variable $5.00 $100.00 0.25%

 

*APY = Annual Percentage Yield

Recreational Vehicles

Product APR*
New Recreational Vehicle1 7.47% - 16.75%
Used Recreational Vehicle1 7.47% - 16.75%
New Boat2 7.47% - 16.75%
Used Boat2 7.47% - 16.75%
Motorcycle 7.47% - 17.75%
Other Motorized Vehicles3 7.47% - 17.75%

*APR = Annual Percentage Rate. For rates shown as a range, the Annual Percentage Rate (APR) will be based on applicant's credit qualifications.

1Motorhome, Trailer, 5th Wheel and the like

2Recreational/Titled

3ATV, Snowmobile, Jet Ski and the like

Share Secured Loans

Product APR*
Savings Account 3.50% above Share Rate
Certificate Account 3.50% above Certificate Rate

*APR = Annual Percentage Rate

Signature Loans

Product APR*
Debt Consolidation 9.97% - 17.75%
Personal/Unsecured 9.97% - 17.75%
4 Seasons Loan1 7.97%

*APR = Annual Percentage Rate. For rates shown as a range, the Annual Percentage Rate (APR) will be based on applicant's credit qualifications.

1New money only, up to $10,000, 24 Month Term

Vehicle Loan Rates

Product APR*
New Auto (2023 and newer) 4.87% - 16.75%
Used Auto (2022 and older) 5.87% - 17.75%

*APR = Annual Percentage Rate. For rates shown as a range, the Annual Percentage Rate (APR) will be based on applicant's credit qualifications.

Youth Checking Account

Balance Rate APY*
0-$500 4.909% 5.00%
$500.01+ 0.00% 0.00%

*APY = Annual Percentage Yield

Youth Savings Accounts

Balance Rate APY*
0-$500 4.909% 5.00%
$500.01+ 0.10% 0.10%

*APY = Annual Percentage Yield