- Free checking that pays you back
- 5.00% cash back on Debit Card purchases*
- No category restrictions on purchases
- Cash back earned on up to $200 in purchases monthly
- Earn up to $120 cash back per year, $10 per month
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Link to free Kasasa Saver to build savings automatically
- No minimum balance to earn rewards
- No monthly maintenance fee
- Free digital banking, including:
- Online banking
- Mobile banking
- eStatements
- Free Visa® Debit Card
- Visa card alerts available
- Surcharge-free ATMs available
- Shared branching available
- No minimum deposit to open
Earning Cash Back is Super Easy
And we mean easy. You can earn cash back by*:
- Making at least 12 debit card purchases
- Enroll in and agree to receive eStatement
That’s really it. And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. See our website or contact one of our branch service representatives for specific Monthly Qualification Cycle dates.
Reward Information:
When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 5.00% cash back on up to a total of $200 in debit card purchases that post and settle to the account during that cycle period. A maximum of $10 cash back payments may be earned per Monthly Qualification Cycle. You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.
Additional Information:
Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally insured by NCUA.
Trademarks:
Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly dividends earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificate Accounts
| Amount | Term | Type | Minimum Deposit to Open | Minimum Balance to Earn APY | APY* |
|---|---|---|---|---|---|
| $1,000+ | 6 Month | Fixed | $1,000.00 | $1,000.00 | 3.65% |
| $1,000+ | 9 Month | Fixed | $1,000.00 | $1,000.00 | 3.35% |
| $1,000+ | 12 Month | Fixed | $1,000.00 | $1,000.00 | 3.00% |
*APY = Annual Percentage Yield. Penalty for early withdrawal may apply. Certificate dividends are paid at maturity.
Credit Cards
| Product | APR* |
|---|---|
| Rewards | 10.50% - 17.50% |
| Traditional | 9.90% - 16.50% |
*APR = Annual Percentage Rate. For rates shown as a range, the Annual Percentage Rate (APR) will be based on applicant's credit qualifications.
Free Kasasa Cash Checking
| Balance | Rate | APY* |
|---|---|---|
| $0.00 to $25,000 | 3.9285% | 4.00% |
| $25,000+ | 0.25% | 4.00% to 1.00% |
| All balances if qualifications not met | 0.05% | 0.05% |
*APY = Annual Percentage Yield. Qualifications must be met.
Free Kasasa Saver
| Balance | Rate | APY* |
|---|---|---|
| $0.00 to $25,000 | 2.4718% | 2.50% |
| $25,000+ | 0.25% | 2.50% to 0.70% |
| All balances if qualifications not met | 0.05% | 0.05% |
*APY = Annual Percentage Yield. Qualifications must be met.
Holiday Club Account
| Type | Minimum Deposit to Open | Minimum Balance to Earn APY | APY* |
| Variable | $0.00 | $0.00 | 0.25% |
*APY = Annual Percentage Yield. Funds transferred to your Primary Savings Account each year on November 1st.
IRA Certificate
| Account | Amount | Term | Type | Minimum Deposit to Open | Minimum Balance to Earn APY | APY* |
|---|---|---|---|---|---|---|
| Roth IRA Certificate | $500+ | 12 month | Fixed | $500.00 | $500.00 | 3.25% |
| Traditional IRA Certificate | $500+ | 12 month | Fixed | $500.00 | $500.00 | 3.25% |
*APY = Annual Percentage Yield. Contribution limits and penalty for early withdrawal may apply. Certificate dividends are paid at maturity.
IRA Savings
| Account | Type | Minimum Deposit to Open | Minimum Balance to Earn APY | APY* |
|---|---|---|---|---|
| Roth IRA | Variable | $0.00 | $0.00 | 0.75% |
| Traditional IRA | Variable | $0.00 | $0.00 | 0.75% |
*APY = Annual Percentage Yield. Contribution limits may apply.
Money Market
| Amount | Type | Minimum Deposit to Open | Minimum Balance to Earn APY | APY* |
|---|---|---|---|---|
| $1,000 - $9,999.99 | Variable | $1,000 | $1,000 | 0.50% |
| $10,000 - $49,999.99 | Variable | $10,000 | $10,000 | 0.65% |
| $50,000 - $99,999.99 | Variable | $50,000 | $50,000 | 0.75% |
| $100,000+ | Variable | $100,000 | $100,000 | 1.00% |
*APY = Annual Percentage Yield. Federal Regulation D limits the number of transactions on Money Market Accounts. A combined maximum of six transfers per month per account can be made by following methods: Online transfers, telephone transfers, preauthorized transfers, ACH debits, or money market checks. Dividends on Money Market Accounts are calculated on the Average Daily Balance and paid monthly. Money Market account rates are subject to change monthly.
Primary Savings
| Type | Minimum Deposit to Open | Minimum Balance to Earn APY | APY* |
|---|---|---|---|
| Variable | $5.00 | $100.00 | 0.25% |
*APY = Annual Percentage Yield
Recreational Vehicles
| Product | APR* |
|---|---|
| New Recreational Vehicle1 | 7.47% - 16.75% |
| Used Recreational Vehicle1 | 7.47% - 16.75% |
| New Boat2 | 7.47% - 16.75% |
| Used Boat2 | 7.47% - 16.75% |
| Motorcycle | 7.47% - 17.75% |
| Other Motorized Vehicles3 | 7.47% - 17.75% |
*APR = Annual Percentage Rate. For rates shown as a range, the Annual Percentage Rate (APR) will be based on applicant's credit qualifications.
1Motorhome, Trailer, 5th Wheel and the like
2Recreational/Titled
3ATV, Snowmobile, Jet Ski and the like
Share Secured Loans
| Product | APR* |
|---|---|
| Savings Account | 3.50% above Share Rate |
| Certificate Account | 3.50% above Certificate Rate |
*APR = Annual Percentage Rate
Signature Loans
| Product | APR* |
|---|---|
| Debt Consolidation | 9.97% - 17.75% |
| Personal/Unsecured | 9.97% - 17.75% |
| 4 Seasons Loan1 | 7.97% |
*APR = Annual Percentage Rate. For rates shown as a range, the Annual Percentage Rate (APR) will be based on applicant's credit qualifications.
1New money only, up to $10,000, 24 Month Term
Vehicle Loan Rates
| Product | APR* |
|---|---|
| New Auto (2023 and newer) | 4.87% - 16.75% |
| Used Auto (2022 and older) | 5.87% - 17.75% |
*APR = Annual Percentage Rate. For rates shown as a range, the Annual Percentage Rate (APR) will be based on applicant's credit qualifications.
Youth Checking Account
| Balance | Rate | APY* |
|---|---|---|
| 0-$500 | 4.909% | 5.00% |
| $500.01+ | 0.00% | 0.00% |
*APY = Annual Percentage Yield
Youth Savings Accounts
| Balance | Rate | APY* |
|---|---|---|
| 0-$500 | 4.909% | 5.00% |
| $500.01+ | 0.10% | 0.10% |
*APY = Annual Percentage Yield
