Home Equity Loans

Planning a remodel or dreaming of a well-deserved vacation? Tap into the value of your home, wherever home is for you. Our team is here to help you secure competitive financing options. 

Features You’ll Enjoy 

  • Competitive rates for short-term or one-time needs 
  • No annual fees 
  • Interest paid may be tax-deductible** 
  • Friendly service and fast decisions 
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  • Turn the equity in your home into ongoing, affordable financing*
  • Loans available up to 80% of the appraised value of your home
  • Competitive rates for several short-term or one-time needs:
    • Education expenses
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And much more
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Available when you need it — apply once then use repeatedly thereafter
  • Revolving credit — as principal is repaid, more becomes available
  • The interest paid may be tax-deductible**
  • No annual fees to worry about
  • Attentive, friendly service from start to finish
  • Available for homes in Washington, Oregon, and Idaho

Please call us at (206) 774-2900 to learn more about our current Home Equity Loan rates.

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*Home equity loans are limited and offered on properties in the following states: Washington, Oregon, Idaho. **Consult a tax advisor.

Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated Annual Rewards $0
  • Estimated monthly dividends earned* $0
  • Monthly ATM fees refunded**$0
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*Qualifications, limits and other requirements may apply. See details for more info.

**The maximum total of refunds on ATM withdrawal fees per monthly qualification cycle is 25.

Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

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  • Net cost of buying $0
  • Net cost of leasing $0
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total value at maturity $0
  • Total dividends earned $0
  • Annual Percentage Yield (APY)0.000%
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Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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Certificate Accounts

Amount Term Type Minimum Deposit to Open Minimum Balance to Earn APY APY*
$1,000+ 6 Month Fixed $1,000.00 $1,000.00 3.65%
$1,000+ 9 Month Fixed $1,000.00 $1,000.00 3.35%
$1,000+ 12 Month Fixed $1,000.00 $1,000.00 3.00%

*APY = Annual Percentage Yield. Penalty for early withdrawal may apply. Certificate dividends are paid at maturity.

Credit Cards

Product APR*
Rewards 10.50% - 17.50%
Traditional   9.90% - 16.50%

*APR = Annual Percentage Rate. For rates shown as a range, the Annual Percentage Rate (APR) will be based on applicant's credit qualifications.

Free Kasasa Cash Checking

Balance Rate APY*
$0.00 to $25,000 3.9285% 4.00%
$25,000+ 0.25% 4.00% to 1.00%
All balances if qualifications not met 0.05% 0.05%

*APY = Annual Percentage Yield. Qualifications must be met. 

Free Kasasa Saver

Balance Rate APY*
$0.00 to $25,000 2.4718% 2.50%
$25,000+ 0.25% 2.50% to 0.70%
All balances if qualifications not met 0.05% 0.05%

*APY = Annual Percentage Yield. Qualifications must be met.

Holiday Club Account

Type Minimum Deposit to Open Minimum Balance to Earn APY APY*
Variable $0.00 $0.00 0.25%

*APY = Annual Percentage Yield. Funds transferred to your Primary Savings Account each year on November 1st.

IRA Certificate

Account Amount Term Type Minimum Deposit to Open Minimum Balance to Earn APY APY*
Roth IRA Certificate $500+ 12 month Fixed $500.00 $500.00 3.25%
Traditional IRA Certificate $500+ 12 month Fixed $500.00 $500.00 3.25%

*APY = Annual Percentage Yield. Contribution limits and penalty for early withdrawal may apply. Certificate dividends are paid at maturity.

IRA Savings

Account Type Minimum Deposit to Open Minimum Balance to Earn APY APY*
Roth IRA Variable $0.00 $0.00 0.75%
Traditional IRA Variable $0.00 $0.00 0.75%

*APY = Annual Percentage Yield. Contribution limits may apply. 

Money Market

Amount Type Minimum Deposit to Open Minimum Balance to Earn APY APY*
$1,000 - $9,999.99 Variable $1,000 $1,000 0.50%
$10,000 - $49,999.99 Variable $10,000 $10,000 0.65%
$50,000 - $99,999.99 Variable $50,000 $50,000 0.75%
$100,000+ Variable $100,000 $100,000 1.00%

*APY = Annual Percentage Yield. Federal Regulation D limits the number of transactions on Money Market Accounts. A combined maximum of six transfers per month per account can be made by following methods: Online transfers, telephone transfers, preauthorized transfers, ACH debits, or money market checks. Dividends on Money Market Accounts are calculated on the Average Daily Balance and paid monthly. Money Market account rates are subject to change monthly.

Primary Savings

Type Minimum Deposit to Open Minimum Balance to Earn APY APY*
Variable $5.00 $100.00 0.25%

 

*APY = Annual Percentage Yield

Recreational Vehicles

Product APR*
New Recreational Vehicle1 7.47% - 16.75%
Used Recreational Vehicle1 7.47% - 16.75%
New Boat2 7.47% - 16.75%
Used Boat2 7.47% - 16.75%
Motorcycle 7.47% - 17.75%
Other Motorized Vehicles3 7.47% - 17.75%

*APR = Annual Percentage Rate. For rates shown as a range, the Annual Percentage Rate (APR) will be based on applicant's credit qualifications.

1Motorhome, Trailer, 5th Wheel and the like

2Recreational/Titled

3ATV, Snowmobile, Jet Ski and the like

Share Secured Loans

Product APR*
Savings Account 3.50% above Share Rate
Certificate Account 3.50% above Certificate Rate

*APR = Annual Percentage Rate

Signature Loans

Product APR*
Debt Consolidation 9.97% - 17.75%
Personal/Unsecured 9.97% - 17.75%
4 Seasons Loan1 7.97%

*APR = Annual Percentage Rate. For rates shown as a range, the Annual Percentage Rate (APR) will be based on applicant's credit qualifications.

1New money only, up to $10,000, 24 Month Term

Vehicle Loan Rates

Product APR*
New Auto (2023 and newer) 4.87% - 16.75%
Used Auto (2022 and older) 5.87% - 17.75%

*APR = Annual Percentage Rate. For rates shown as a range, the Annual Percentage Rate (APR) will be based on applicant's credit qualifications.

Youth Checking Account

Balance Rate APY*
0-$500 4.909% 5.00%
$500.01+ 0.00% 0.00%

*APY = Annual Percentage Yield

Youth Savings Accounts

Balance Rate APY*
0-$500 4.909% 5.00%
$500.01+ 0.10% 0.10%

*APY = Annual Percentage Yield